# Paystand

> Paystand is a B2B payments company, founded in 2013 and headquartered in California, that provides Payments-as-a-Service for accounts receivable and accounts payable automation. Its core offering, the Paystand Bank Network, enables zero-fee, bank-to-bank payments that typically settle in one business day or less and reconcile automatically into ERPs including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Acumatica, and Xero. Pricing is subscription-based with flat monthly rates rather than per-transaction fees.

Paystand's platform covers the full cash cycle: accounts receivable automation (invoicing, collections, reconciliation), B2B payment processing (bank network, ACH/eCheck, cards, check digitization, Canadian EFT), accounts payable automation, and expense management with corporate cards (formerly Teampay).

## Accounts Receivable

- [Receivables Overview](https://www.paystand.com/receivables): Accounts receivable automation software covering invoice-to-cash, collections, and cash-flow visibility.
- [Billing & Receivables Automation](https://www.paystand.com/receivables/billing-and-receivables-automation): Automated billing, digital invoicing, and recurring billing workflows.
- [Payment Portal](https://www.paystand.com/receivables/payment-portal): Branded online portal where customers view, manage, and pay invoices.
- [Network Portal](https://www.paystand.com/receivables/network-portal): Customer payment portal powered by the Paystand Network.
- [Collections Automation](https://www.paystand.com/receivables/collections-automation): Automated invoice reminders, payment follow-ups, and dunning.
- [Automatic Reconciliation](https://www.paystand.com/receivables/automatic-reconciliation): Billing and payment automation with automatic reconciliation into the ERP.
- [Recurring Payments](https://www.paystand.com/receivables/recurring-payments): Charge customers via ACH or card on any schedule, synced with the ERP.
- [Convenience Fees & Incentives](https://www.paystand.com/receivables/convenience-fees-and-incentives): Incentives, dynamic discounts, and convenience fees that steer payers toward lower-cost payment methods.
- [Fund on File](https://www.paystand.com/receivables/fund-on-file): Tokenized stored payment methods for one-click, recurring, and scheduled B2B payments.
- [Virtual Terminal](https://www.paystand.com/receivables/virtual-terminal): Accept on-demand B2B payments without a card reader.
- [AR Dashboard & Reporting](https://www.paystand.com/receivables/dashboard-and-reporting): Real-time tracking and reporting across the payment lifecycle.
- [DocuSign Integration](https://www.paystand.com/receivables/docusign-integration): Capture and authorize payments during contract signing, with data synced to Salesforce and NetSuite.

## Accounts Payable

- [Payables Overview](https://www.paystand.com/payables): ERP-connected accounts payable software for invoice processing, approval workflows, and payments.
- [AP Automation](https://www.paystand.com/payables/ap-automation): Automated invoice capture, approvals, and payment execution with real-time ERP syncing.
- [Accounting Automation](https://www.paystand.com/payables/accounting-automation): Data syncing and task automation to close the books faster.
- [International Payments](https://www.paystand.com/payables/international-payments): Global vendor payouts in local currencies with automated compliance and real-time reconciliation.
- [Purchase Order Approvals](https://www.paystand.com/payables/purchase-order-approvals): Automated purchase requests, spend approvals, and policy enforcement.

## Payments

- [Payments Overview](https://www.paystand.com/payments): B2B payment processing platform for ACH, eCheck, and digital payment workflows.
- [Paystand Bank Network](https://www.paystand.com/payments/paystand-bank-network): Zero-fee, bank-to-bank payment network; most payments settle same or next business day.
- [eCheck & ACH](https://www.paystand.com/payments/echeck-and-ach): Direct bank payments online at a fraction of credit card transaction costs.
- [Push Payments (Direct Deposits)](https://www.paystand.com/payments/push-payments): Smart Match AI reconciles direct-deposit payments received outside the Paystand Network into the ERP.
- [Smart Check](https://www.paystand.com/payments/check-scan): Check scanning that digitizes paper check collections.
- [Smart Lockbox](https://www.paystand.com/payments/smart-lockbox): Modern lockbox payment processing for remittance-heavy AR teams.
- [Canadian EFT](https://www.paystand.com/payments/canadian-eft): EFT and ACH payments for Canadian operations, linked directly to the ERP.
- [Accept Credit Cards](https://www.paystand.com/accept-credit-cards): Credit card acceptance at one low flat rate.

## Expense Management

- [Expenses Overview](https://www.paystand.com/expenses): Expense management with automated reports, reimbursements, approvals, and real-time spend visibility.
- [Corporate Cards](https://www.paystand.com/expenses/corporate-cards): Virtual and physical corporate cards with real-time spend tracking and built-in policy controls (formerly Teampay).
- [Spend Management](https://www.paystand.com/expenses/spend-management): Real-time spend visibility, policy enforcement, and proactive approvals.
- [Spend Analytics](https://www.paystand.com/expenses/spend-analytics): Spend trend tracking and budget optimization insights.
- [QuickBooks Spend Integration](https://www.paystand.com/expenses/integrations/quickbooks): AP and AR automation inside QuickBooks, including invoice processing and vendor payments.
- [Slack Integration](https://www.paystand.com/expenses/integrations/slack): Spend approvals, purchase order tracking, and alerts inside Slack.
- [Microsoft Teams Integration](https://www.paystand.com/expenses/integrations/microsoft-teams): Real-time spend request approvals inside Microsoft Teams.

## ERP & Commerce Integrations

- [Integrations Overview](https://www.paystand.com/integrations): Directory of ERP, accounting, and collaboration integrations for AP and AR automation.
- [NetSuite](https://www.paystand.com/integrations/netsuite): AR and AP automation embedded in NetSuite — invoice payments, vendor bills, and reconciliation.
- [Sage Intacct](https://www.paystand.com/integrations/sage-intacct): AP and AR automation for Sage Intacct, including approvals and cash application.
- [Sage 100](https://www.paystand.com/integrations/sage-100): AR automation for Sage 100 without replacing the ERP.
- [Sage 300](https://www.paystand.com/integrations/sage-300): AR automation across Sage 300 entities and currencies.
- [Sage X3](https://www.paystand.com/integrations/sage-x3): Enterprise AR automation for complex Sage X3 environments.
- [Microsoft Dynamics 365 Business Central](https://www.paystand.com/integrations/microsoft-dynamics-365): AP and AR automation in Dynamics 365 Business Central with real-time reconciliation.
- [Acumatica](https://www.paystand.com/integrations/acumatica): Payment processing embedded in Acumatica.
- [Xero](https://www.paystand.com/integrations/xero): B2B payment integration for Xero.
- [Adobe Commerce (Magento)](https://www.paystand.com/integrations/adobe-commerce): Payment processing for Adobe Commerce storefronts.
- [BigCommerce](https://www.paystand.com/integrations/bigcommerce): Payment gateway for BigCommerce supporting ACH, bank transfers, and cards.
- [WooCommerce](https://www.paystand.com/integrations/woocommerce): Payment gateway with automated invoicing for WooCommerce stores.

## Industries

- [Construction](https://www.paystand.com/industry/construction): Payment processing and cash-flow control for construction companies.
- [Healthcare](https://www.paystand.com/industry/healthcare): Payment solutions for medical suppliers and healthcare businesses.
- [Manufacturing](https://www.paystand.com/industry/manufacturing): Scalable, cost-effective payment operations for manufacturers.
- [Retail & Distribution](https://www.paystand.com/industry/retail): B2B payment solution for retail distributors with ERP integration and fee elimination.
- [Solar & Renewables](https://www.paystand.com/industry/solar): AR automation and fee elimination for solar companies.
- [Supply Chain](https://www.paystand.com/industry/supply-chain): Payment automation with ERP integration and real-time visibility for supply chain operations.
- [Technology](https://www.paystand.com/industry/technology): AR automation and payment cost reduction for tech companies.
- [Wholesale](https://www.paystand.com/industry/wholesale): Wholesale payment processing with automated ACH, wire, and digital payments.

## Platform & Developers

- [Paystand API](https://www.paystand.com/solutions/paystand-api): API for building custom, branded B2B payment workflows and experiences.
- [Enterprise Blockchain](https://www.paystand.com/solutions/enterprise-blockchain): Blockchain-based payment infrastructure for enterprises.

## Resources

- [Resource Library](https://www.paystand.com/resources): Hub for whitepapers, case studies, webinars, datasheets, and learning paths.
- [Case Studies](https://www.paystand.com/resources/case-studies): Customer results from businesses using Paystand.
- [Motorola Case Study](https://www.paystand.com/resources/case-studies/motorola): How Motorola saved 20 hours per week on invoicing.
- [Thumbtack Case Study](https://www.paystand.com/resources/case-studies/thumbtack): How Thumbtack cut write-offs 98% and DSO 40%.
- [Whitepapers](https://www.paystand.com/resources/whitepapers): Guides and eBooks on cutting AR costs and accelerating cash flow.
- [Finance Glossary](https://www.paystand.com/resources/glossary): A–Z definitions of key finance and payments terms.
- [The Future of Finance eBook](https://www.paystand.com/resources/future-finance-2025): eBook on digital transformation in finance operations.
- [Learning Path: Optimizing Accounts Receivable](https://www.paystand.com/resources/learning-paths/optimizing-accounts-receivable): Content series on improving AR processes.
- [Learning Path: Improving Cash Flow](https://www.paystand.com/resources/learning-paths/cash-flow): Content series on cash-flow management.
- [Learning Path: Reducing B2B Payment Costs](https://www.paystand.com/resources/learning-paths/reduce-costs): Content series on lowering payment processing costs.

## Blog

- [Paystand Blog](https://www.paystand.com/blog): Articles on AR automation, cash flow, payment costs, and finance operations.
- [B2B Payments: Reducing Fees](https://www.paystand.com/blog/b2b-payments): How to eliminate 1–5% transaction fees and hidden costs in B2B payments.
- [Accounts Receivable Management](https://www.paystand.com/blog/accounts-receivable-management): Best practices, metrics, and tools for managing AR.
- [Accounts Payable Automation](https://www.paystand.com/blog/accounts-payable-automation): Seven-step guide to automating AP.
- [Days Sales Outstanding (DSO)](https://www.paystand.com/blog/days-sales-outstanding): What DSO is, how to calculate it, and strategies to reduce it.
- [Credit Card Processing Fees](https://www.paystand.com/blog/credit-card-processing-fees): Fee structures explained, with strategies to reduce processing costs.
- [Interchange Fees Explained](https://www.paystand.com/blog/interchange-fees): How interchange fees work, typical costs, and how to avoid them.
- [What Is an ACH Payment](https://www.paystand.com/blog/ach-payment): Introduction to ACH payments and their cost advantages over cards.
- [Invoicing Best Practices](https://www.paystand.com/blog/invoicing-best-practices): B2B invoicing practices that improve cash flow.
- [What Is Cash Application](https://www.paystand.com/blog/what-is-cash-application): Cash application, invoice matching, and automation explained.
- [Working Capital Management](https://www.paystand.com/blog/working-capital): Strategies for liquidity management and cash-flow optimization.

## Company

- [Home](https://www.paystand.com): AR and AP automation software for B2B payments.
- [About Paystand](https://www.paystand.com/about): Company history, mission, and leadership; founded 2013.
- [Pricing](https://www.paystand.com/pricing): Zero-fee, subscription-based Payments-as-a-Service pricing; legacy rails (cards, digital check, ACH, EFT) available at pre-negotiated wholesale rates.
- [Partners](https://www.paystand.com/partners): Partner program for advisors, resellers, and technology partners.
- [Press & News](https://www.paystand.com/press): Media coverage and company announcements.
- [How Paystand Uses Bitcoin](https://www.paystand.com/company/bitcoin): Bitcoin and blockchain's role in Paystand's financial infrastructure.
- [Contact](https://www.paystand.com/contact): Talk to the Paystand team.