<div style="display:inline;"> <img height="1" width="1" style="border-style:none;" alt="" src="//googleads.g.doubleclick.net/pagead/viewthroughconversion/969984337/?value=0&amp;guid=ON&amp;script=0">

Subscription Plans

Introducing Payments-as-a-Service

Get ahead of your payment costs with our innovative flat-rate model.
We offer flexible plans to save you money at every stage of your business.


Starts at $99/mo
Get Going


Starts at $299/mo
  • + Recurring Payments
  • + Website Integration
  • + Custom Branding
  • + Plug-ins & Dev Tools
Get Pro


Pricing on request
  • + Unlimited Volume
  • + RESTful API
  • + White Label UI
  • Mobile App & Swiper
Get Enterprise
Running a nonprofit or startup? Ask about our $49/mo Starter Plan.

Questions. Answers.

How is PayStand’s Payments-as-a-Service model different?

Fee-based pricing is the norm in the payment industry, but we’re taking a different approach, based on software-as-a-service (SaaS). With PayStand, you get the payment technology you need for a flat monthly plan that makes sense for your business. Rather than mark up every transaction, we give you 0% payment options like eCheck and eCash. Where there are unavoidable fees to our banking partners, such as credit card interchange fees, you’ll only pay the lowest wholesale rate* we have negotiated, with no markup. PayStand's monthly plans will keep your merchant costs straightforward, predictable, and transparent. 

How does using PayStand increase my profit margins?

With most payment providers, fees are deducted from every transaction, so the more volume you do, the higher your fees. PayStand’s flat-rate subscription model gives you the opportunity to grow your business and come out ahead on payment costs. If you’re switching from offline payments, you may find you save even more on the overhead costs of processing paper checks. 

Which payment types can I use with each plan?

Every PayStand plan supports eCheck, eCash and major credit cards, as well as paper checks via the photo check capture feature in the PayStand mobile app. You have total flexibility in which payment types to enable in your checkout process—you can turn on all three payment rails, or just one or two. Your customer can choose among the available types when they check out. You can even discount for your preferred method.

Do you support automated/recurring payments?

Yes; you can include monthly and annual automated payments for both eCheck and credit card in your checkout. Recurring payments are a great option for ongoing services, rent, membership fees and other high-value, fixed payments.

Can I pass credit card fees to my customer (and is that legal?)

Yes, the PayStand platform allows you to add credit card fees to the cost of your item so they are absorbed by the customer. This makes sense when you are offering an alternative method such as eCheck, so your customer can choose the lowest-cost option. Passing through, or “surcharging” credit card fees became legal as the result of a 2013 class-action lawsuit against Visa and MasterCard. However, each state has its own laws governing how merchants can surcharge fees, so we encourage you to check with the attorney general’s website for your state before using this feature.

How do I get PayStand integrated into my website?

We offer several ways to integrate a PayStand gateway with your site, ranging from a simple Javascript code you can copy and paste, to a rich API for creating a fully branded and embedded payment experience for your customers. We’re happy to walk you through the options as part of the onboarding process. 

Do my customers have to leave my website to checkout?

No. PayStand’s modern checkout and embed tools allow you to keep your customers on your website so you can maintain trust and minimize your falloff rate caused by directing people to a 3rd party site.

Can I maintain my branding?

Yes. Every PayStand plan includes the ability to customize your checkout window, emailed receipts, etc. with your organization’s name and logo. Our Enterprise plan includes options for a complete white label integration of the PayStand technology into your product, service or Intranet.

Do customers need a username & password to checkout?

No. PayStand does not require your users to have a PayStand account to make a payment. We’ve reduced the number of steps involved with making a payment to as few as possible.

Can I use PayStand as a virtual terminal?

No; the PayStand platform works by giving your customer a secure interface to pay you on the Web or on their mobile phone. You can request payment from your customer via a secure link you can generate in your PayStand dashboard, or by placing “buy” buttons on your website.

One exception to this rule is the PayStand mobile app, which includes a card reader so you can swipe a customer’s credit card. The customer must be present for a mobile card-swipe transaction. For more information on prohibited uses please read PayStand’s Terms of Service.

What kinds of products and services can I accept payments for?

PayStand gives you the flexibility to accept payments for invoice payments, services rendered, products shipped, digital downloads, subscriptions, memberships, tickets, and donations. For a list of high-risk business categories we're unable to support, please see our Terms of Service.

Do you offer a free trial?

Yes, we offer a free trial. There is no obligation and no risk. Try PayStand free and see if it’s right for you.

Can I upgrade between plans?

Absolutely. Upgrading is simple and can be done from inside your dashboard. When upgrading, all of your data (items, orders, settings, customers, etc.) automatically stay safe and updated.

How long are your contracts?

Our Standard and Pro plans renew month-to-month, and you can cancel at any time. Our Enterprise plans carry annual contracts. 

Do you offer support and training?

As a payments-as-a-service company, we want to partner with you for long-term success. We realize that payments are crucial to your business, so you can expect fast and responsive phone and email support. We’re also happy to arrange customized training on the platform for your coworkers.


* PayStand Merchant Fees: Credit cards: 2.49% + $0.30 per transaction. eCheck: 0% + $0.25 per transaction up to $100, $1.00 per transaction between $100.01 - $999.99, $2.50 per transaction greater than $1,000. Other fees: $35 fee per dispute.

Start My Free Trial