Acceptable Use Policy

This Acceptable Use Policy (“Policy”) lists items and activities that we prohibit in connection with your use of Paystand’s website, products, services or other features, technologies and/or functionalities (collectively, the “Paystand Services”).

If we believe that your conduct violates this Policy, we reserve the right to take any corrective action that we deem to be appropriate, including but not limited to blocking your payment transaction, holding funds, suspending or restricting your use of the Paystand Services or terminating your account. If you believe someone else has violated this Policy, please report the violation to Paystand by emailing

You may not use the Paystand Services in any way that:

  • violates any law, statute, ordinance or regulation;
  • relates to sales of narcotics, steroids, certain controlled substances, drug paraphernalia, sexually-oriented materials or services, ammunition, firearms or certain parts of accessories, certain weapons or knives regulated under applicable law, or other products that present a risk to consumer safety;
  • encourages, promotes, facilitates or instructs others to engage in violence, racial intolerance, the financial exploitation of a crime or other illegal activity;
  • misrepresents your identity or affiliation with any person or entity;
  • infringes or violates the intellectual property or privacy rights of any third party;
  • supports pyramid schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing;
  • is associated with purchases of real property, annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card;
  • is associated with the sale of traveler’s checks, money orders, currency exchanges or check cashing;
  • involves illegal gambling, gaming and/or any other activity with an entry fee and prize, including, but not limited to casino games, sports betting, horse or greyhound racing, lottery tickets, other ventures that facilitate gambling, games of skill and sweepstakes unless the operator has obtained prior approval from Paystand and the operator and customers are located exclusively in jurisdictions where such activities are permitted by law;
  • harms, disrupts or otherwise engages in an activity that diminishes the Paystand Services, websites, computer systems or network;
  • modifies, translates, adapts, edits, copies, decompiles, disassembles or reverse engineers any software used or provided by Paystand in connection with the Paystand Services or websites;
  • or interferes with any other party’s ability to use the Paystand Services.

Prohibited Uses

You agree to not use the Service to process transactions that are illegal, restricted by card networks, our processors, or our financial institutions. You also agrees to refrain from using the services in ways that may damages the reputation of Paystand. Transactions in violation of this may result in a restriction of Service access.

These transactions include, but are not limited to:

  • Direct money transmission
  • Adult-oriented products or services (of any media type)
  • Collection agencies engaged in the collection of Uncollectible Debt (as defined by the Payment Brands)
  • Bankruptcy attorneys
  • Credit repair agencies
  • Sports forecasting or odds making
  • Credit counseling or credit repair services
  • Credit protection / Identity theft protection
  • Direct marketing – subscription merchants (those selling subscriptions through negative option billing) Infomercial merchants
  • Internet/MOTO pharmacies
  • Internet/MOTO pharmacy referral sites
  • Internet/MOTO Firearm or Weapon Sales
  • Internet/MOTO Tobacco Sales Drug Paraphernalia
  • Occult Materials
  • Multi-level marketing businesses (e.g. pyramid selling)
  • Inbound telemarketers
  • Outbound telemarketers
  • Prepaid phone cards
  • Prepaid phone services
  • Rebate-based businesses
  • “Up-Sell” merchants
  • Bill payments
  • Escort services
  • Gambling or betting, including lottery tickets, raffles, casino gaming chips, off-track betting, and wagers at race tracks
  • Financial Institutions — Manual Cash Disbursements*
  • Financial Institutions — Automated Cash Disbursements
  • Financial Institutions — Merchandise and Services
  • Non-Financial Institutions — Money Orders, Foreign Currency, etc.
  • Wire Transfer Money Orders
  • High-Risk Telemarketing Merchants
  • Service Station Merchants
  • Automated Fuel Dispensers (AFD)
  • Any business model heavily reliant upon or solely or primarily based on any guaranteed “rebate”, “refund”, or “prize” associated with the sale of products or services